Your NJ Home Appraisal Came in Low. What Happens to the Deal Now?
You found a home you want to buy, negotiated the price, signed the contract, and started working toward closing. Then the appraisal comes back lower than the price you agreed to pay. Now you are left wondering what the lower value means for the deal. Does the seller have to reduce the price? Will you […]
Worried About Mortgage Rates in NJ? How Inflation and Rate Changes Affect Buying or Selling a Home
The New Jersey real estate market is navigating a period of transition as economic forces reshape the landscape for both buyers and sellers. In my practice, I speak with many families across South Jersey who feel the pressure of rising costs and shifting interest rates as they consider buying or selling a home. For many […]
Welcome to Our New Suite: Same Commitment, New Space
We’re excited to announce that the Law Office of Joel R. Spivack has moved to a new suite within our building! While we’re staying at the same location you know and trust, we’ve relocated to Suite 408 to better serve our clients. Our New Address: Law Office of Joel R. Spivack1415 Marlton Pike East, Suite […]
Government Shutdown: How It Could Delay Your NJ Home Closing or Mortgage
You’re on the home stretch toward closing. With inspections behind you and underwriting in motion, it feels like the finish line is finally in sight. Then the federal government shutdown of 2025 began on October 1, and suddenly, you’re facing delays you never saw coming. I’m Joel R. Spivack, Esq., a residential real estate attorney […]
Why You Need a Lawyer for Your NJ Real Estate Contract
Buying or selling a home is a major milestone – and one of the most important financial decisions many people will ever make. In New Jersey, real estate contracts form the legal backbone of that process, outlining each party’s rights, responsibilities, and obligations. Since these agreements are legally binding, even a small oversight can cause […]
Understanding the Title Search Process in NJ: What Buyers Need to Know Before Closing
Buying a home in New Jersey is an exciting milestone, but it’s also a significant financial investment that comes with important legal considerations. One crucial step in the home-buying process is the title search – a thorough review of a property’s ownership history to ensure there are no legal or financial complications. At the Law […]
What You Should Know About NJ Real Estate Contracts Before You Sign
For many New Jersey residents, buying or selling a home is one of the most significant financial transactions they will ever undertake. At the heart of this process lies the real estate contract—a document that outlines the rights and responsibilities of both buyers and sellers. While it’s a crucial step in finalizing your transaction, the […]
What Are Home Foreclosure Adjournments & How Many Can Be Used?
Are you facing foreclosure? If so, you’re not alone, it’s more common in New Jersey than many realize. In fact, we have more active foreclosure cases than any other state in the U.S. It’s a sad reality, and a big part of it is the legal procedures in place. If your house has gone into […]
5 House-Buying Myths Debunked for NJ & PA
Making the decision to purchase a house can be momentous – a life-changing choice that fulfills a large part of the American dream to own property. Of course, this decision is not one that is made easily. Prior to closing on a home in NJ or PA, you will need to do your due […]
Essential Tips for New Home Buyers: Insights from a New Jersey Real Estate Attorney
Purchasing a new home is an exciting milestone in one’s life, but it can also be a complex and daunting process. As a real estate attorney, I have witnessed firsthand the challenges that new home buyers face. To help you navigate this significant investment, I’ve compiled a list of essential tips that will empower […]