Cherry Hill Bankruptcy Lawyer Explains How Bankruptcy May Discharge New Jersey Motor Vehicle Surcharges

Are motor vehicle surcharges and municipal court fines part of a larger debt problem? If you are behind on these, it may also be preventing you from getting your driver’s license reinstated. Filing bankruptcy may help you eliminate these debts so you can move forward.

My name is attorney Joel R. Spivack, and I have more than 30 years of experience helping people overcome debts of all kinds. My experience is important, particularly when it comes to motor vehicle surcharges and municipal court fines. The Department of Motor Vehicles (DMV) is frequently changing its rules on this matter, but I can handle this moving target.

Contact the Law Office of Joel R. Spivack about Bankruptcy and Municipal Court Fines

Motor vehicle surcharges and municipal court fines go hand-in-hand, but different rules apply to each, making the matter even more complex.

Currently, the DMV allows surcharges to be eliminated in Chapter 13 bankruptcy as part of the repayment plan. In Chapter 7 bankruptcy, surcharges may be temporarily forgiven. I will take the time to review all of your motor vehicle surcharges, as well as all other debts, and provide you with guidance on the most logical option for your case.

Municipal court fines cannot be discharged in bankruptcy. However, it is possible to negotiate a settlement. Furthermore, filing bankruptcy and eliminating other major personal debts may make it easier for you to pay off these fines.

Schedule a Free Initial Consultation with a Skilled Camden County Debt Lawyer

My office is open weekdays from 8 a.m. to 5 p.m. and offers free parking. Contact me today at 856-488-1200 for a free initial consultation with a Cherry Hill bankruptcy attorney. You can also contact me by e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

We are here to help you.

Is this a New Jersey matter or Philadelphia Region matter?
We are licensed to practice in New Jersey and Pennsylvania.

Attorney Joel R. Spivack is an experienced bankruptcy and residential real estate transactions lawyer in Cherry Hill, New Jersey. Clients come to us for legal services, but what we really provide is peace of mind. For more than 30 years, Attorney Spivack has helped people make wise, informed decisions about bankruptcy filings, debt relief options and residential real estate transactions.
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