Experienced Cherry Hill, NJ Bankruptcy Lawyer Assists Elderly Clients Facing Financial Challenges


As people move into their senior years, it can sometimes be very difficult to keep up with rising expenses on a fixed income. In many cases, your pension and Social Security benefits simply don’t buy what they used to, forcing you to make hard decisions about which bills get paid and which ones will have to wait.

In other cases, elderly people will suffer a life-changing event that impacts their financial situation. The death of a spouse can eliminate income that was relied upon to make ends meet, or a serious illness can take all the money you have to pay for treatment. Situations like these can create extreme financial hardship and threaten your ability to cover the most basic expenses.

The good news is that you have rights under federal law to help you seek relief from unmanageable debt. I am Cherry Hill bankruptcy lawyer Joel R. Spivack. I understand how upsetting and embarrassing it can be to struggle with financial challenges at this stage of your life. You are not alone. Thousands of senior citizens struggle to make ends meet, and there is no shame in asking for help.

Joel R. Spivack Provides Dedicated Debt Relief Representation in Camden County and Surrounding Areas in New Jersey

My entire practice is focused on helping people just like you who are unable to keep up with their monthly bills. No matter what happened to cause your financial hardship, it is important that you understand that there is a way out of it. Depending on your situation, I can help you file for bankruptcy under Chapter 7 or Chapter 13, or explore other options that might provide a better solution.

My only concern is to help you regain control of your finances so that you no longer have to worry about rude bill collectors constantly harassing you or the bank threatening to take your home. I will take the time to fully review your situation and give you my best recommendation about how to get back on the right financial path.

Schedule a Free Consultation with a New Jersey Bankruptcy Attorney Today

I offer a free, no-obligation consultation at my Cherry Hill office to all new clients. I encourage you to contact my office today to schedule an appointment. My regular business hours are 8 a.m. to 5 p.m., Monday through Friday. Free parking is available. You can reach me by phone at 856-488-1200 . You can also contact me via e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

We are here to help you.

Is this a New Jersey matter or Philadelphia Region matter?
We are licensed to practice in New Jersey and Pennsylvania.

Attorney Joel R. Spivack is an experienced bankruptcy and residential real estate transactions lawyer in Cherry Hill, New Jersey. Clients come to us for legal services, but what we really provide is peace of mind. For more than 30 years, Attorney Spivack has helped people make wise, informed decisions about bankruptcy filings, debt relief options and residential real estate transactions.
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